Free Resources

2023 Tax Table

The 2023 Tax Table has great information on tax brackets, contribution limits, and phase-out limits.

Click Here

Flowcharts & Checklist

We subscribe to FP Pathfinder, a financial planning service that provides useful flowcharts and checklist. We are more than happy to share these with your for FREE! Check out resources for Business Owners, Tax Planning, Estate Planning, and MORE!

Important

Important Numbers (2023)

Important Milestones (2023)

Important Dates (2023)

Master List of Goals

Pay Stub Review

General

What Issue Should I consider When Reviewing My RMD?

What Issues Should I consider When Reviewing My Beneficiaries?

Should I Pay Off My Debt(s)?

What Issues Should I Consider When Dealing With High Inflation?

What Issues Should I Consider When Funding An Unexpected Expense?

What Issues Should I Consider At The Start Of The Year?

What Issues Should I Consider When Reviewing Cash Flow?

What Issues Should I Consider For My Child With Special Needs?

What Issues Should I Consider When Starting Out Financially?

What Issues Should I Consider When Paying Off My Student Loans?

Am I Eligible For An IDR Plan For My Student Loans?

Am I At Risk Of Having My Identity Stolen Or Being A Victim Of Fraud?

What Accounts Should I Consider If I Want To Save More?

Issues To Consider As A New Client

What Issues Should I Consider To Fund My Childs College Education?

What Issues Should I Consider When Getting Married?

What Issues Should I Consider When Having (Or Adopting) A Child?

What Documents Do I Need To Keep On File?

What Issues Should I Consider For My Aging Parents?

What Issues Should I Consider During My Divorce?

Business Owners:

What Issues Should I Consider As A Business Owner Or 1099 Worker?

Common Pension Plans For Small Business Owners

Common Retirement Plans For Small Business Owners

Should I Establish A SEP IRA Or A SIMPLE IRA Plan For My Small Business?

What Issues Should I Consider When Starting A Business?

Am I Eligible For A Qualified Business Income (QBI) Deduction?

Will The Deductibility Of My Retirement Plan Contributions Be Impacted By The QBI Rules?

Should I Set Up A Traditional 401(k) For My Business?

What Issues Should I Consider When Planning For The Sale, Disposition, Or Succession Of My Business?

Working / Accumulation Phase:

What Issues Should I Consider With My Employer-Provided Benefits?

What Issues Should I Consider Regarding My Restricted Stock Units?

What Issues Should I Consider Regarding My Incentive Stock Options?

What Issues Should I Consider Regarding My Non-Qualified Stock Options?

What Issues Should I Consider If I Experience A Sudden Wealth Event?

Should I Contribute To My Roth 401(k)?

Will I have to Pay Tax On My Qualified ESPP?

Should I Contribute To My Roth IRA vs. My Traditional IRA?

What Issues Should I Consider when Starting A New Job?

What Issues Should I Consider If I Get A Promotion Or Raise At Work?

What Issues Should I Consider If I Lose My Job?

Can I Make A Deductible IRA Contribution?

Can I Make A Mega Backdoor Roth Contribution?

Can I Contribute To My Roth IRA?

Can I Do A Net Unrealized Appreciation (NUA) Distribution?

Retirement / Decumulation Phase:

What Issues Should I Consider With My Social Security Retirement Benefits?

Can I Do A Qualified Charitable Distribution From My IRA?

Should I Use A Donor Advised Fund (DAF) When Giving To Public Charities?

Should I Change My Medicare Coverage During Open Enrollment?

Will My Social Security Benefits Be Reduced?

Will I Be Automatically Enrolled In Medicare?

Will A Distributions From My Traditional IRA Be Penalty Free?

Will A Distributions From My Roth IRA Be Tax And Penalty Free?

Will Healthcare Change As I Transition Into Retirement?

Will I Avoid Medicare Enrollment Penalties?

Will I Avoid IRMAA Surcharges On Medicare Part B and Part D?

Should I Inherit My Deceased Spouses Traditional IRA?

What Issues Should I Consider Before I Retire?

If I Retire Early Should I Buy Health Insurance Through The Health Insurance Marketplace?

Do I Qualify For Social Security Disability Benefits?

Am I Eligible For Medicare Part A and Part B?

Can I Delay Distributions From The Traditional IRA I Inherited?

Can I Avoid Taking My RMD After Reaching My Required Beginning Date (RBD)?

Am I Eligible For Social Security Benefits As A Spouse?

Am I Eligible For Social Security Benefits If I Have Been Divorced?

Tax Planning:

What Issues Should I Consider When Harvesting Capital Losses?

What Will Have The Least Tax Impact Harvesting Capital Gains Or Roth Conversions?

Do I Need To Start Making Estimated Federal Income Tax?

Should I Consider Doing A Roth Conversion?

Will I Receive A Step Up In Basis For This Gifted Property?

Will I Receive A Step Up In Basis For This Appreciated Property Inherited?

Will I have to Pay Tax On The Sale Of My Investments?

Is The Distribution From My 529 Subject To Federal Income Tax?

Can I Make A Deductible Contribution To My HSA?

As Someone Who Is Working What Issues Should I Consider When Reviewing My 2021 Tax Return?

As A Retiree What Issues Should I Consider When Reviewing My 2021 Tax Return?

Insurance Planning:

Does An Annuity Fit Within My Financial Plan?

What Issues Should I Consider When Purchasing Long Term Care Insurance?

What Issues Should I Consider When Reviewing Property And Casualty Insurance Policies?

What Issues Should I Consider When Reviewing My Health And Life Insurance Policies?

What Issues Should I Consider If My Spouse Has Been Diagnosed With A Terminal Illness?

2023 Tax Table

Flowcharts & Checklist

We subscribe to FP Pathfinder, a financial planning service that provides useful flowcharts and checklist. We are more than happy to share these with your for FREE! Check out resources for Business Owners, Tax Planning, Estate Planning, and MORE!

Important

General

Business Owners:

Working / Accumulation Phase:

Retirement / Decumulation Phase:

Tax Planning:

Insurance Planning:

Estate Planning:

Asset and Investment Planning:

CREATE YOUR SCORECARD AND RECEIVE A FREE FINANCIAL ASSESSMENT